|
PLAN - 165 JEEVAN SARAL (WITH PROFIT) |
| |
|
|
| INSURANCE TYPE |
|
CONVENTION PLAN WHICH PROVIDES HIGH RISK COVER, SMOOTH RETURNS AND FLEXIBILITY |
| MINIMUM AGE ENTRY |
|
12 YEARS COMPLETED |
| MAXIMUM AGE ENTRY |
|
60 YEARS NBD |
| MAXIMUM MATURITY AGE |
|
70 YEARS NBD |
| TERM |
|
10 TO 35 YEARS |
| MINIMUM PREMIUM |
|
Rs. 250 per month for entry age upto 49 years Rs. 400 per month for entry age 50 years and above |
| MAXIMUM PREMIUM |
|
Rs. 10,000/- per month |
| MODE |
|
YLY, HLY, QLY, SSS |
| TERM RIDER |
|
Age at entry 18 to 50 years minimum S.A. Rs. 1 lac |
| REBATE FOR MODE |
|
YLY : 2% HLY : 1% |
| LARGE S.A. REBATE |
|
NIL |
| CEIS REBATE |
|
10% OF T.A. |
| DAB |
|
YES |
| BACK DATING |
|
YES |
| SURRENDER VALUE |
|
After 3 years |
| G.S.V. |
|
30% of total premiums paid excluding first year and extra premiums paid |
| PAID UP VALUE |
|
After 3 years |
| PARTIAL SURRENDER |
|
Allowed |
| AUTO COVER |
|
Available for one year from FUP (if 3 years premiums are paid) |
| POLICY LOAN |
|
YES |
| FORM NO. |
|
300 & 340 |
| BENEFITS |
|
|
| (A) MATURITY |
|
S.A. + LOYALTY ADDITION |
| (B) DEATH |
|
(250 X MONTHLY BASIC PREMIUM) + (RETURN OF PREMIUMS PAID EXCLUDING FIRST YEAR AND EXTRA / RIDER PREMIUMS) + (LOYALTY ADDITION) |
