|
PLAN - 93 MONEY BACK - WITH PROFITS |
| |
|
|
| INSURANCE TYPE |
|
MONEY BACK PLAN |
| MINIMUM AGE ENTRY |
|
13 YEARS |
| MAXIMUM AGE ENTRY |
|
45 YEARS |
| MINIMUM TERM |
|
25 YEARS |
| MAXIMUM TERM |
|
25 YEARS |
| MAXIMUM MATURITY AGE |
|
70 YEARS |
| MINIMUM SUM ASSURED |
|
Rs. 50,000 |
| MAXIMUM SUM ASSURED |
|
DOI (DEPENDS ON INCOME) |
| MODE |
|
ALL |
| REBATE FOR MODE |
|
YLY: 3%, HLY : 1.5 % |
| NON-MEDICAL |
|
GENERAL : YES |
| |
|
SPECIAL : YES |
| FEMALE |
|
CATEGORY – I, II, III |
| AGE PROOF |
|
STANDARD / NON STANDARD |
| DAB |
|
YES |
| POLICY LOAN |
|
YES |
| HOUSING LOAN |
|
YES |
| FORM NO. |
|
300/340 |
| BENEFITS |
|
A very popular plan which returns the S.A. at fixed intervals even while the risk cover For full sum assured continues. |
| (A) SURVIVAL BENEFITS |
|
AFTER 05 YEARS 15% OF S.A.
AFTER 10 YEARS 15% OF S.A.
AFTER 15 YEARS 15% OF S.A.
AFTER 20 YEARS 15% OF S.A. |
| (B) ON MATURITY |
|
40% OF S.A. + BONUS
|
| (C) ON DEATH |
|
- NATURAL DEATH: S.A. + ACCRUED BONUS
- WITH DAB (ACCIDENTAL DEATH) DOUBLE S.A. + ACCRUED BONUS
|
| CRITICAL ILLNESS RIDER |
|
YES |
| TERM RIDER |
|
YES |